Motor Vehicle Legal Terms

The laws governing motor vehicles differ widely between states. In general, laws assume that the vehicle was operated with the owner's consent.

Laws that increase penalties, making revocation automatic or targeting social hosts have mixed effects on mortality rates. Mandatory education, alcohol treatment, and interlock devices have minimal effects.

Legal Definitions

State laws govern the legal definitions of motor vehicles. The federal definitions of national fuel economy standards and licensing requirements for drivers of commercial vehicles are mostly administrative and are not applicable when states decide on their own classifications for registration. These vehicle classifications determine if a motorist requires special licenses to operate certain types of vehicles.

The state laws define the terms "automobile," "light truck" and other. For instance an example, a light truck is any motor vehicle that has a capacity that is less than 7,500 pounds. This excludes pickup trucks and panel delivery trucks. This includes any vehicle or combination that is designed to transport people or property within its own structure. This includes manufactured homes and trailers.

Wheel chairs are a vehicle with wheels utilized by people who have physical disabilities and cannot walk. A moped is a vehicle with not more than three wheels on the ground, and that travels at the speed of 35 miles per hour.

A pedicab vehicle is one which is driven by an operator sitting on it. A person who owns the legal title to a vehicle is called the owner of the vehicle.

Traffic Laws

Each state has its own set motor vehicle laws which cover everything from registration procedure to the insurance requirements. The statutes also cover the types of vehicles covered by law. While some of these laws are similar between states, some are very different. There are laws that restrict the number of people that can be carried in a pedicab. There are laws against reckless driving on certain types of roads, such as parking lots.

A person who operates a motor vehicle in violation of these rules could face penalties and fines for doing so. The penalties vary from getting your driver's license revoked and being required to attend an traffic school.

The law that governs speed limits on roads is one of the most important laws that states have. In New York for example, the speed limit is the same for commercial vehicles and automobiles.

It also defines the term "motor vehicle" as any vehicle or other device that is propelled mechanically and used on roads to transport people or property or for other commercial purposes. It does not include semitrailers and trailers as well as house trailers or coaches and vehicles that operate only upon rails or tracks, snowmobiles and all-terrain vehicles, motorized mobility assist devices that are operated by a person who has a disability and self-propelled hay harvesting or corn harvesting machines and tractor.

Insurance

A motor vehicle insurance policy is an agreement between the insured and the insurer which provides insurance against financial loss resulting from liability for bodily injury or death, property damage to a third party, arising out of the ownership, operation, maintenance or use of a covered vehicle. It may also cover physical damage to the vehicle. It must contain the name and address of the named insured as in addition to the coverage offered by the policy. It also contains the premium charged and the time frame for which the policy is in effect, as well as the limits of responsibility. It must also contain an agreement or endorsement that the insurance is provided in accordance with the coverage stated therein as respects bodily injury or property damage, and is subject to all the provisions of this chapter.

Duncanville law firms typically recommend that people read a sample athens motor vehicle accident lawsuit vehicle policy in order to know the terms. One of the biggest areas of confusion is the definition of "citrus heights motor vehicle accident law firm vehicle." The phrase is used often in statutes that govern vehicle registration and financial responsibility laws.

A few examples of coverage under the motor vehicle policy are commercial auto insurance for vehicles that are used in connection with business, commercial establishments, occupations, or activities carried on for profit; automobile liability insurance, which includes MP and PIP, and underinsured and uninsured motorist coverage (UM/UIM). A majority of states require drivers to carry this type of insurance.

Permitted Use

It is important to know the way insurance coverage works in the event that a person other than the named insured or a family member drives your vehicle and causes an accident. This is known as permissive utilization. The specific terms of your insurance policy could differ, but the majority of large insurance companies offer this type of coverage.

It is important to remember that you are responsible for Vimeo.Com any damage caused by a driver who has your permission. Permission may be express or implied and does not typically need to be in writing.

In determining whether there is implied permission, courts consider the relationship between the two parties; their previous conduct and usage of the vehicle; and circumstances surrounding the particular driving incident in question. A court will also look at whether any restrictions were imposed regarding the permissive use and if even minor deviations from the time, location and usage restrictions of the initial permission would be in violation of these restrictions.

Remember that adding the driver to your auto insurance policy will likely raise your premiums, as the vehicle becomes more risky to insure. It is crucial to consider your options prior to lending your car to anyone else. If you're unsure whether to add someone else to your policy or not, get in touch with Jerry to discuss the specifics of your insurance policy. You can also get a no-cost quote.