Motor Vehicle Legal Terms

The laws regarding motor vehicles differ from state to state. In general the law, it is assumed that a vehicle is being operated with its owner's permission.

Laws that enhance penalties that make revocation automatic or targeting social hosts have mixed effects on mortality rates. Mandatory education, treatment for alcohol, and interlock devices all have little effect.

Legal Definitions

The laws that govern motor vehicle legal terms are defined and determined at the state level. The different definitions of federal law used for national requirements for fuel economy and licensing requirements for commercial vehicle drivers serve mostly administrative reasons, and are not applicable to states that are determining their own registration classifications. These vehicle registration classifications determine whether a driver must get a license specific to operate certain kinds of vehicles.

The state laws define the terms "automobile," "light truck" and other. For instance light truck, it's any vehicle with an rated capacity of less than 7,500 pounds. This excludes panel delivery trucks and pickup trucks. Also, it does not include any vehicle or combination of vehicles specifically designed to carry property or passengers wholly within the structure of the vehicle, which includes manufactured homes and trailers.

A wheel chair conveyance is a vehicle with wheels. It is typically used by persons who because of physical impairment are unable to move about as pedestrians. Mopeds are motor vehicle with not more than three wheels in contact with the ground that is able to travel at a speed of not more than 35 miles per hour.

A pedicab, or pedal-driven vehicle, is driven by the driver who sits on top of it. Someone who holds the legal title to a vehicle is referred to as the owner.

Traffic Laws

Typically, each state has its own set of belen motor vehicle accident law Firm vehicle laws that regulate everything from the registration process to insurance requirements. These laws also address the kinds of vehicles subject to the law. While certain laws are similar across states, others are quite different. There are laws that restrict the number of passengers that can be transported by pedicab. There are also laws that prohibit reckless driving on certain kinds of roads, for instance parking areas.

A person who operates a motor vehicle that is in contravention of these laws could be fined and punished for doing so. Penalties can include having your license revoked or having to attend traffic school.

The law that governs speed limits on roads is one of the most important laws that a state has. In New York, for example it stipulates that the speed limit for commercial vehicle is the same as for an automobile.

It also defines a "buena park motor vehicle accident lawsuit vehicle" as any vehicle or other device that is driven mechanically and used on roads to move people or property or for other commercial reasons. It excludes semitrailers and trailers such as coaches or house trailers as well as vehicles that operate upon rails or tracks snowmobiles, all-terrain and snowmobiles, motorized mobility assist devices operated by a person with disabilities, and self-propelled hay harvesting or corn harvesting machines and tractor.

Insurance

A rocky mount motor vehicle accident attorney vehicle insurance policy is an agreement between the insurer and insured that covers financial loss due to the liability for bodily injury, death, property damage to a third-party arising from ownership or operation, maintenance, or the use of a covered vehicle. It may also protect against physical damage to the vehicle. It must include the address and name of the insured named and the amount of coverage offered by the policy, the cost paid for it, the time of its effectiveness, and the limits of liability. It should also contain an agreement or a statement that insurance is provided thereunder in conformity with the coverage described in the policy for injuries to the body or property damage, or death, and is subject to all rules of this chapter.

The language of the motor vehicle policy could be confusing to the average person, and Duncanville law firms often recommend that a person read a sample policy to fully know the terms. One of the most frequent areas of confusion is the definition of the term "motor vehicle." The phrase appears frequently in statutes that govern the registration of vehicles and financial responsibility laws.

Examples of coverage under the motor vehicle policy are commercial auto insurance that covers vehicles used in connection with business, commercial establishments, work or occupations that are primarily for profit; automobile liability insurance, which includes PIP and MP; and underinsured and uninsured motorist coverage (UM/UIM). Many states require drivers to have this type of insurance.

Permissive Use

It is essential to understand how insurance coverage works in the event that a person other than the named insured or a family member is driving your car and causes an accident. This is known as permissive usage. The specifics of your insurance policy could differ, but the majority of large car insurers offer this type coverage.

However, it is important to remember that the person driving your car must have your permission in order to be held responsible for damages. Permission may be expressed or implied but does not necessarily have to be written.

To determine if there is implied consent, courts examine the relationship between the parties, their previous conduct and use of the vehicle, as well as the circumstances surrounding a specific driving event. A court will also look at if any restrictions were placed on the scope of permissive use and if even slight deviation from the duration, location and restrictions of the original permission would violate the restrictions.

Keep in mind that adding a driver to your insurance is likely to result in your premium going up, as it makes the car more risky to insure. It is therefore essential to think about your options carefully before lending your car to other people. Contact Jerry to get a free insurance quote and discuss your policy's terms.