New York auto accident attorneys Accident Law

A lawyer for car accidents is your advocate and will make sure that your account of the incident is told. He or she will present your case to a judge or jury, if needed and negotiate with the insurance company.

Certain states have a tort liability system that is traditional and some have no fault or add on auto insurance laws. There are still time limits known as statutes which must be followed.

Fault

Finding out who is to blame is an important aspect of the insurance and legal claims process. In certain situations, like rear-end collisions, or other similar circumstances, it may appear obvious, but in many others, it is not. The degree of fault is determined by state laws and the facts of each instance. Some states use pure comparative negligence. the percentage of blame you owe in an accident determines what damages you can claim.

Even if your fault was found to be greater than 51%, you might still collect some of the damages you have suffered with additional policies like MedPay and PIP. Additionally, certain states apply modified comparative responsibility. These laws allow injured drivers to make use of their own insurance to pay for expenses even if they're found partially at fault for the crash.

Following an accident, it's natural to be shaken up and to want to point the finger at another person. However, this could result in costly mistakes in the long run. A good lawyer can help you avoid these traps and provide the information you require quickly and precisely.

Damages

Damages are the compensations given to compensate victims for financial losses caused due to the negligence of another person. This kind of compensation could be used to pay for a variety of losses, such as medical costs loss of income or wages as well as damage to the vehicle. A skilled attorney for car accidents will review invoices, receipts, and other financial documentation to determine precisely the amount of special damages you are owed.

Non-economic damages can be difficult to quantify and include intangible damages like pain and suffering. Insurance companies are known to devalue this type of compensation. It is imperative to consult an experienced attorney in tort law to ensure that your damages are fairly valued.

If you've suffered serious injuries or if the losses exceed the policy limits in New York, you may be able escape the no-fault laws and sue for your economic and noneconomic damages, such as pain and suffering. New York is a state that has a system of comparative negligence, therefore your claim will be reduced depending on the percentage of fault you are assigned. A skilled attorney will work hard to maximize the amount you can claim.

Statute of limitations

In the case of a car accident the statute of limitations is the time frame you are required to pursue a lawsuit in order to recover damages. It can range from three to five years depending on the nature and status of the lawsuit.

Statutes of limitations are essential as they ensure that any claim made in court is investigated properly before the deadline runs out. After this time, it may be too late for witnesses, physical evidence like tires marks and debris can disappear or be destroyed, and public records could be misplaced.

Witnesses also tend to lose important information with the passage of time. It's unreasonable to expect that eyewitnesses could recall all the details of a crash that occurred 15 years ago. A statute of limitations prevents plaintiffs from bringing a suit too soon after the incident, as it could unfairly influence the jury. It is crucial to contact an New York auto accident attorneys accident lawyer as soon as you can and start the process.

Insurance

New York law requires all drivers to have car insurance. This type of insurance pays the policyholder's as well as their passengers' economic losses, regardless of fault. This type of insurance is called Personal Injury Protection (PIP) or no-fault insurance.

In addition to PIP, most New York policies include uninsured/underinsured motorist coverage (UM/UIM). This type of insurance provides compensation to victims injured by an uninsured, underinsured, or uninsured motorist or in a hit and run accident. UM/UIM is typically offered in the minimum limit of $25,000 per person and $50,000 per accident.

The policyholder is protected under Bodily Injury liability when they are sued by a third party for damages like medical bills or property damage. Third parties can also bring claims for suffering and pain in cases where the injury was serious enough to warrant it. However, the majority of third-party claims are resolved through insurance companies. Bringing a skilled lawyer on board can help to ensure that you receive the full amount of damages that are available to you.

Contact an Attorney

Car accidents are stressful and expensive. From vehicle damage to medical bills to lost wages they can be costly. An attorney can help determine the person responsible for the accident and seek compensation from the responsible party.

A lawyer can also ensure that your claim will cover all expenses and losses. They will consider your future and present expenses, as well as emotional and physical stress. They will also consider the impact of your injuries on your life quality.

In New York, if the negligent driver was not covered by insurance or only carried the minimum amount required by law, you could be able to recover under your own insurance policy's uninsured motorist coverage (UM). An attorney can assist you with this option.

It is crucial to find an experienced auto accident lawyer. Their knowledge and training put them in a better position to negotiate for the settlement you deserve. Your lawyer will let the insurer of the defendant know that you're willing to take on the case. This usually leads to an increase in the settlement offer.