Motor Vehicle Legal Terms

The laws governing motor vehicles vary from state to state. In general, the laws assume that the vehicle was used by the owner's permission.

Laws that increase penalties such as making revocation automatic and targeting social hosts have varying impacts on mortality rates. Mandatory education, alcohol treatment and interlock devices all have a limited impact.

Legal Definitions

State laws govern the legal definitions of motor vehicles. The definitions used by the federal government for national fuel economy standards and licensing standards for commercial vehicle drivers are primarily administrative in nature and do not apply when states determine their own classifications of registration. These classifications for vehicle registrations determine whether a driver has to obtain a special license to operate certain kinds of vehicles.

These state laws define the terms "automobile," "light truck" and other. For instance, a light truck is any vehicle with a capacity of carrying less than 7,500 pounds. This excludes pickup trucks and panel delivery trucks. Also, it does not include any combination of vehicles that is intended to transport passengers or property completely within its own structure, such as manufactured homes and trailers.

A wheel chair is a device with wheels, typically used by persons who are physically disabled and, are unable to walk around as pedestrians. A moped is a motor vehicle with fewer than three wheels that come into contact with the ground that travels at speeds of no more than 35 miles per hour.

A pedicab, or pedal-driven vehicle, is driven by the person who sits on top of it. The person who has the legal title to a vehicle is called its owner.

Traffic Laws

Each state has its own motor vehicle laws that cover everything from registration procedure to the insurance requirements. The laws also deal with the types of vehicles covered by law. Some of these laws are identical across states, but others are different. There are laws that restrict the number of people who can be transported by pedicab. There are laws that ban reckless driving on certain types of roads, like parking spaces.

A person who operates a canon city motor vehicle accident lawsuit vehicle that is in violation of these laws could be fined and punished for violating these laws. The penalties range from having your driver's license suspended and being required to attend the traffic school.

The law that governs speed limits on roads is among the most important laws that states have. In New York, for example it says that the speed limit for a commercial vehicle is the same as for an automobile.

The law also sets out the definition of a "motor vehicle." This covers every description of a carriage or device that is powered by mechanical energy and employed on a public highway for the transportation of persons or property, or for other commercial use. It does not include semitrailers and trailers such as coaches or house trailers, vehicles that run only on tracks or rails snowmobiles, all-terrain and snowmobiles and motorized mobility aids that are operated by a person who has disabilities, and self-propelled corn or hay harvesting machines and tractor.

Insurance

A motor insurance policy for vehicles is a contract between the insured and the insurer that provides insurance against financial loss on account of the liability for bodily injury, property damage to a third-party arising from the ownership or operation, maintenance, or use of a covered vehicle. It can also offer protection against physical damage to the insured vehicle. It must mention the address and name of the named insured the policy, the coverage provided by the policy, the premium that is charged, the period of its effectiveness, and the limits of liability. It should also include an agreement or a statement that the insurance coverage is provided in conformity with the coverage set out in the policy for bodily injury, property damage, and is subject to the requirements of this chapter.

Duncanville law firms frequently suggest that individuals review the sample motor vehicle policy to understand the terms. One of the most frequently encountered areas of confusion is the definition of "motor vehicle." The phrase appears frequently in statutes that govern registration of vehicles as well as financial responsibility laws.

Examples of coverage under a weirton Motor Vehicle accident lawyer vehicle policy include commercial auto insurance for vehicles used in connection with commercial, business, activities, employment or occupations which are carried out for profit automobile liability insurance that includes MP and PIP, and uninsured motorist and underinsured driver coverage (UM/UIM). This kind of insurance is required by several states.

Permissible Use

It is important to know what insurance coverage is available if someone other than the named insured or a family member drives your car and causes an accident. This is known as permissive utilization. The specifics of your insurance policy might differ, but the majority of large car insurers offer this type of coverage.

It is important to remember that you are liable for any damage caused by a driver with your permission. Permission may be implied or express and does not typically need to be in writing.

In determining whether there is implied consent, courts consider the relationship between the parties, their prior conduct and use of the vehicle as well as the circumstances surrounding a specific driving incident. A court will also consider if any restrictions were placed on the scope of permissive use, and if even one minor deviation from date, time, and location limitations of the initial permission would violate these restrictions.

Remember that adding the driver to your auto insurance policy will likely raise your premiums, as the vehicle becomes more risky to cover. It is important to carefully weigh your options before lending your car to someone else. If you're unsure whether you should add someone to your policy or not, get in touch with Jerry to discuss the specific terms of your insurance policy and get a free quote.