Motor Vehicle Legal Terms

The laws governing motor vehicles vary from state to state. In general, laws assume that the vehicle was used with the owner's consent.

Laws that increase penalties, making revocation automatic or targeting social hosts have varying impacts on mortality rates. All of these measures, including obligatory education, alcohol treatment and interlock devices, have only a slight impact.

Legal Definitions

State laws govern the legal definitions of motor vehicle accident lawyers (simply click Compravivienda) vehicles. The various federal definitions used for national requirements for fuel economy and licensing standards for commercial vehicle drivers serve mostly for administrative purposes, and are not applicable to states determining their own registration classifications. These classifications for vehicles determine whether a driver has to be granted a specific license to operate certain types of vehicles.

The state laws define terms such as "automobile," "light trucks" and many more. For instance, the definition of light truck includes any motor vehicle that has an estimated carrying capacity of less than 7,500 pounds. This excludes panel delivery trucks and pickup trucks. This is any vehicle or combination of vehicles that is designed to carry passengers or property within its own structure. This includes manufactured homes and trailers.

A wheel chair is a device equipped with wheels. It is usually used by people who have physical disabilities that make them are unable to walk around as pedestrians. A moped is an automobile with not more than three wheels on the ground, and that can travel at a maximum speed of 35 miles per hour.

A pedicab, also known as pedal-driven vehicle, is driven by the operator sitting on the top. The person who has the legal title to a vehicle is referred to as its owner.

Traffic Laws

Typically, every state has its own set of motor vehicle law that regulate everything from the registration process to the insurance requirements. The statutes also cover the types of vehicles that are covered by law. While some of these laws are fairly similar between states, others vary significantly. For instance, there are laws that restrict the number of passengers that can be transported in a pedicab. There are laws against reckless driving on certain types of roads, for instance, a parking lots.

A person who operates a motor vehicle accident attorney vehicle that is in contravention of these laws could be punished with fines and penalties for doing so. The penalties could vary from having your driver's licence suspended and being required to attend an traffic school.

One of the most important laws a state has regarding vehicles is the one that governs the speed limits that are set on roadways. In New York for example, the speed limit is the same for commercial vehicles as well as automobiles.

The law also sets out the definition of the term "motor vehicle." This includes any description of a carriage or device that is powered by mechanical force and utilized on a public road for the transportation of people or property, or for other commercial use. It excludes semitrailers and trailers and coaches, house trailers or coach trailers as well as vehicles that operate on tracks or rails, snowmobiles and all-terrain vehicles and motorized mobility aids operated by a person with disabilities, self-propelled hay harvesting machines and tractor.

Insurance

A motor vehicle policy is a contract that covers the insurer against financial loss in the event of bodily harm or death or property damage caused by a third party arising from running, maintaining, ownership or the use of an insured vehicle. It can also provide protection against physical damage to the vehicle. It must mention the name and address of the named insured the policy, the coverage provided by the policy, the cost payable, the duration of effectiveness and the limits of liability. It must also contain an agreement or endorsement that insurance is provided thereunder in accordance with the coverage stated therein as respects injuries to the body or property damage, and is subject to all the rules of this chapter.

The language used in a motor vehicle policy can be confusing for anyone, and Duncanville law firms usually recommend that individuals review the policy sample to fully comprehend the terms. One of the most frequent areas of confusion is the definition of the term "motor vehicle." The phrase is used frequently in statutes governing the registration of vehicles and financial accountability laws.

Some examples of coverage under the motor vehicle policy are commercial auto insurance for vehicles that are used for commercial establishments, business activities, employment or occupations carried on for profit; automobile liability insurance that includes MP and PIP, and uninsured motorist and underinsured motorist coverage (UM/UIM). Many states require drivers to have this kind of insurance.

Permissible Use

If you are not the named insured or a family member drives your vehicle and gets into an accident, it is crucial to know the insurance coverage that is available in these situations. This concept is known as permissive usage and the specifics of your policy can vary however, generally speaking, all large car insurance companies provide this kind of insurance.

However, it is important to remember that the person driving your vehicle must have your permission for you to be held accountable for damages. Permission may be either implied or explicit and does not always require a written document.

In determining whether there is implied permission, courts will look at the relationship between the parties, their previous behavior and use of the vehicle; as well as the circumstances surrounding the specific driving incident in question. A court will also consider if any restrictions were placed on the scope of permissive use. It will also consider if slight deviation from the time, place, and usage limitations of the original permission would violate these restrictions.

Be aware that adding the driver to your auto insurance policy will increase your premium, as the vehicle becomes more difficult to insure. Therefore, it is important to weigh your options carefully before lending your vehicle out to anyone else. If you are unsure about whether to include someone on your policy or not. Contact Jerry to discuss the specifics of your insurance policy. You can also get an estimate for free.