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You could be faced with high medical bills or a loss of income and pain and suffering as a result of a car crash. The negligent party that caused the crash should be held responsible to compensate for these losses.

A New York City auto accident lawsuit accident attorney can help you obtain full compensation for your losses. A lawyer for car accidents will protect you from unjustified insurance denials.

Distracted driving

Every driver is required to drive in a safe manner and pay attention to the road. Distracted driving can be dangerous for other road users. It is one of the main causes of collisions. If you've been injured by a distracted driver you could be legally entitled to compensation.

Although many people think of texting and calling when they hear the phrase distracted driving it's actually any activity that takes your hands off the wheel, eyes off the road, or mind away from the task at hand. This includes eating, reaching in the car to get items as well as interacting with other passengers and adjusting the controls on the dashboard like the radio or temperature. It could also involve personal grooming like shaving or applying make-up.

According to research conducted by the National Highway Traffic Safety Administration and the Virginia Tech Transportation Institute, around 80 percent of all crashes and 65 percent of near-collisions involve some type of driver distraction. Even taking your eyes off of the road for five seconds at 55mph doubles your chance of being involved in a crash.

A seasoned auto accident lawyer can help if you have been injured in an accident caused by the driver who was distracted. They will review your case and make most convincing arguments in favor of full compensation. This includes covering all of your future and current costs.

Car crashes

Car accidents can come in a variety forms, from simple fender benders to catastrophic head-on collisions. The nature of the accident determines the liability and severity, as well as the amount and nature of the injuries to the victims and their financial losses.

According to the National Highway Traffic Safety Administration's (NHTSA) statistics driver error is the leading driver's fault in motor vehicle accidents. Even the tiniest of distractions like flipping through radio stations wearing makeup, or looking at a map can result in an accident of serious severity. Other causes of car accidents include speeding, reckless driving drunk driving, dangerous road conditions and weather, and older or inexperienced drivers.

A New York City car accident lawyer can analyze your case to identify the parties accountable and determine the extent of your injuries and financial losses. They can also negotiate an acceptable settlement with the defendant's insurer.

A skilled auto accident lawyer can help you receive the compensation you deserve, including for future and past medical expenses and lost wages, physical and mental stress, and other injuries. They can also make sure that your claim has insurance coverage for uninsured and sub-insured drivers, if needed. This is especially important if the at-fault driver does not have insurance or has only the minimum required under New York law.

Uninsured or underinsured motorists

Some drivers opt not to carry car insurance, while some have a limited coverage. If an uninsured or uninsured motorist causes a crash, it can be a challenge to get compensation for your loss. In these instances it is crucial to have a knowledgeable lawyer representing you and the insurer.

When the other driver's liability limits aren't high enough to pay for your losses, you may be able to file a claim under your own insurance policy's underinsured/uninsured motorist coverage. This type of insurance is usually part of a full-coverage insurance policy and can provide you with important protections in the event of a serious accident.

The process for filing UIM/UM claims is similar to the typical auto accident claim. It is usually a matter of submitting copies of your medical bills as well as auto repair bills. The insurance company will examine these documents along with other ones to determine if your losses are covered by the other driver's policy.

It is best to talk to a New York City car accident attorney as soon as is possible following the accident and submit a UIM/UM claim right away, particularly when the other driver says they don't have or have insufficient insurance coverage. This allows your lawyer to work with the other driver's insurance provider and their own underinsured/uninsured coverage providers to get you maximum compensation for your loss.

Property damaged

If your vehicle is damaged in an accident, it is possible to claim compensation through the insurance company of the party at fault. Our attorneys can help you to file a claim for both economic and non-economic damages, such as the cost of your medical bills and lost income. You could be entitled to compensation for your discomfort and pain.

We will thoroughly review the damage done to your vehicle, and document all physical evidence for your case. This includes taking photos of the accident scene and your property, like damaged glass, dents, and cracked device screens. We also will collect copies of any accident or police reports, and will secure any crucial information regarding witnesses.

The law that is in force in New York State is comparative negligence meaning that even if you are found to be partly accountable for the accident, your damages will be reduced by the proportion of the liability you have been assigned. The defendant could also be found to be entirely responsible for the incident and thus not eligible to claim any compensation at all.

Be careful not to give any oral or written declarations to representatives of the at-fault parties' insurance providers, as these can be used against you in the future in court. You should also see a doctor as soon possible following the incident. Certain injuries may take time to manifest and could be used against you in court if you attempt to claim compensation.