New York Auto Accident Law

A lawyer for car accidents will be your advocate, making sure your side of the story is told. He or she will negotiate with the insurance company and argue your case the presence of a judge or jury if necessary.

Certain states have a tort liability system while others have no-fault laws or bridgeport auto accident lawsuit insurance. There are still time limits known as statutes which must be followed.

Fault

The process of determining fault is an essential element of the legal insurance claims process. It may appear obvious in some instances like rear-end collisions. However, often it is not. The degree of fault is determined by state laws and the facts of each incident. Certain states employ pure comparative negligence. In this case, the percentage of fault you bear in an accident determines what damages you are able to claim.

Even if you're determined to be more than 51% responsible there's a the chance to recover some of the damages you suffered with additional coverage such as MedPay or PIP policies. Additionally, certain states have modified comparative fault. These laws allow injured drivers to use their own insurance to cover their expenses even if they're deemed partially responsible for the collision.

It's normal to be angry and want to blame someone else following an accident. This could lead to costly mistakes and could have a negative effect. A good lawyer can help you avoid these mistakes and give you the information you need quickly and with precision.

Damages

Damages are compensations offered to pay victims for financial losses caused by the negligence of another party. This kind of compensation could be used to cover a variety of losses, like medical costs, lost wages or income as well as damage to the vehicle. A skilled lawyer for car accidents will review invoices, receipts and other financial records to determine the exact amount of special damages you're due.

Non-economic damages are often difficult to quantify and may include intangible damage such as pain and suffering. Insurance firms are known to devalue this kind of compensation. It is imperative to consult an experienced tort lawyer to ensure that your damages are fairly assessed.

In New York, if you suffered serious injuries, or if the losses you suffered exceeded the policy limits it is possible to avoid the no-fault system by suing for all your economic and non-economic damages which includes pain and suffering. However, as New York is a comparative negligence state, your compensation will be reduced by the percentage of fault that is assigned to you. A knowledgeable attorney will do everything to maximize the damages you are able to recover.

Statute of Limitations

In a case involving a car crash the statute of limitations is the period in which you are required to bring a lawsuit to recover damages. This can vary from three to five years depending on the nature and condition of the lawsuit.

Statutes of limitations are essential in that they ensure that any claim made in court is properly investigated before the deadline runs out. After that time, it may be too late for witnesses, physical evidences such as debris and tire marks can disappear or be eroded, and public records could be lost.

Witnesses are also likely to forget key details over the passage of time. For instance it would be untrue for eyewitnesses to be expected to recall specific details regarding a car accident that occurred 15 years ago. A statute of limitations also prohibits plaintiffs from filing legal action too soon after an incident, as it could unfairly prejudice the jury against them. This is why it's crucial to speak with a New York car accident lawyer and start the process as soon as possible.

Insurance

New York law requires all drivers to carry insurance for their cars. This type of insurance is designed to reimburse the policy holder and their passengers for their economic losses in the event of an accident, regardless of who was responsible for the fault. This is referred to as no fault insurance or Personal Injury Protection (PIP).

In addition to PIP, most New York policies include uninsured/underinsured motorist coverage (UM/UIM). This type of insurance provides the victim with compensation if they are injured by an uninsured or underinsured motorist or in a hit-and-run accident. UM/UIM is typically available in minimum limits of $25,000 per person and $50,000 per accident.

Bodily Injury Liability covers the policyholder if they're sued by a third party to recover damages, like medical bills or property damage. Third parties can also file claims for pain and suffering when the injury is severe enough to warrant it. The majority of third-party claims, however, are resolved by insurance companies. A skilled lawyer can help you recover the maximum amount of damages.

Contact an Attorney

Car accidents are stressful and costly. From car damages to medical expenses to lost wages and even lost wages, they can be expensive. An attorney can help determine who is responsible for the accident was and seek compensation from the person responsible.

A lawyer will also ensure that your claim is inclusive of all of your expenses and losses. They will take into account your current and potential financial costs as well as your emotional and physical distress. In addition, they'll take into consideration the impact your injuries have caused on your quality of life.

In New York, if the negligent driver didn't have insurance or only the minimum amount required by law, you might be able to recover under your own policy's uninsured motorist coverage (UM). An attorney can help you understand this option.

It is essential to choose an experienced lawyer for Belton Auto Accident Lawyer accidents. Their experience and training put them in an ideal position to get you the money you deserve. The insurance company of the defendant will be aware that your lawyer is prepared to try the case, which can lead to a higher settlement offer.