Motor Vehicle Legal Terms

Motor vehicle laws vary greatly from state to state. In general, the laws assume that the vehicle was operated with the owner's consent.

Laws that increase penalties, making revocation automatic or targeting social hosts can have mixed effects on mortality rates. Mandatory education, alcohol treatment and interlock devices all have little effect.

Legal Definitions

The laws governing the legal definitions of motor vehicles are formulated and decided at the state level. The definitions used by the federal government for national standards for fuel economy and licensing standards for drivers of commercial vehicles are primarily administrative, and they do not have any effect to states that decide their own registration classifications. The classifications of a vehicle's registration determine whether a driver has to obtain a special license to operate certain kinds of vehicles.

The state laws define the terms "automobile," "light truck" and others. As an example, a light truck is any vehicle with a manufacturer-rated carrying capacity less than 7,500 pounds. This excludes panel delivery vehicles and pickup trucks. This is any vehicle or combination specifically designed to transport passengers or property within its own structure. This includes manufactured homes and trailers.

Wheel chair is a conveyance with wheels, which is utilized by people who are physically disabled and unable to walk. A moped is an automobile with not more than three wheels on the ground and that can travel at an maximum speed of 35 miles per hour.

A pedal-driven vehicle, is driven by the operator who sits on the top. The owner of an automobile is the person who has the legal title.

Traffic Laws

Typically, each state has its own set of motor los fresnos motor vehicle accident lawyer vehicle laws which encompass everything from registration process to insurance requirements. The statutes also cover the kinds of vehicles covered by the law. Some of these laws are similar across states, but others are different. For instance there are laws that limit the number of persons that can be transported in the pedicab. There are laws that ban reckless driving on certain kinds of roads, like a parking lots.

If you break these laws, you may be punished and fined. The penalties range from having your driver's license suspended and being required to attend the traffic school.

One of the most important laws in a state pertaining to automobiles is that it governs the speed limits that are put in place on the roads. In New York, for example, it states that the speed limit for a commercial vehicle is similar to that of an automobile.

It also defines a "mount clemens motor vehicle accident law firm vehicle" as any vehicle, carriage, or other device that is propelled mechanically and used on roads to move people or property or for commercial purposes. The law does not include trailers, coaches, semitrailers, all-terrain and snowmobile vehicles motorized mobility assist systems operated by people with disabilities and self-propelled corn as well as harvesting machines for hay.

Insurance

A motor vehicle insurance policy is an agreement between the insured and the insurer that protects against financial losses arising from liability for bodily injury or death, property damage to a third party, arising from the ownership, operation, maintenance or the use of a covered automobile. It may also protect against physical damage to the vehicle. It must include the address and name of the named insured as well as the coverage provided by the policy, as well as the premium that is charged, the period of effectivity and the limits of liability. It must also include an agreement or endorsement that the insurance coverage is provided in accordance with the coverage stated in respect of injuries to the body or property damage, or death, and is subject to all provisions of this chapter.

Duncanville law firms typically recommend that people read a sample motor vehicle policy in order to comprehend the terms. One of the most frequent areas of confusion is the definition of the term "motor vehicle." The phrase appears often in statutes governing the registration of vehicles and financial responsibility laws.

A few examples of coverage under a motor vehicle policy include commercial auto insurance for vehicles used in connection with commercial establishments, business activities, employment or occupations carried on for profit; automobile liability insurance that includes MP and PIP, and uninsured motorist and motor underinsured driver coverage (UM/UIM). This kind of insurance is required by many states.

Permitted Use

It is essential to know what insurance coverage is available if someone other than the named insured or a family member drives your vehicle and causes an accident. This is known as permissive usage. The specific terms of your insurance policy might vary, but most large automobile insurers provide this kind of coverage.

It is important to remember that you are responsible for any damages caused by a driver who has your permission. Permission can be given in writing or implied, and it usually does not have to be recorded.

In determining whether there is implied permission, courts look at the relationship between the parties; their past conduct and the use of the vehicle, as well as the circumstances surrounding the particular driving event that is in question. The court will also consider whether any restrictions were imposed on the permissive use. It will also consider if a minor deviation from the duration, location and limitations of the original permission would be in violation of these restrictions.

Remember that adding a driver to your auto insurance policy will likely increase your premium, as the vehicle becomes more difficult to insure. Therefore, you must be aware of your options before lending your car to others. Contact Jerry to receive a no-cost insurance quote and discuss your policy terms.