Motor Vehicle Legal Terms

The laws that govern motor vehicles vary widely from one state to another. In general the law, it assumes that the vehicle is being operated with the permission of its owner.

The mortality rates are influenced by laws that increase penalties, make revocation automatic, or specifically target social hosts. All of these measures, such as obligatory education, alcohol treatment, and interlock devices, have a tiny impact.

Legal Definitions

State laws govern legal terms for motor vehicles. The federal definitions for national standards for fuel economy and licensing standards for drivers of commercial vehicles are primarily administrative in nature and do not apply when states determine their own classifications of registration. These classifications for vehicles determine whether a driver has to obtain a special license to operate certain types of vehicles.

The laws of the state define terms like "automobile," "light trucks" and more. For instance, the definition of light truck includes any motor vehicle that has an estimated carrying capacity of less than 7,500 pounds. This excludes pickup trucks and panel delivery trucks. Also, it excludes any vehicle or combination of vehicles that is designed primarily to carry passengers or property entirely within the structure of the vehicle, which includes trailers and manufactured homes.

Wheel chairs are vehicles with wheels that is used by people who are physically disabled and unable to walk. Mopeds are motor vehicle with fewer than three wheels in contact with the ground that travels at speeds of no more than 35 miles per hour.

A pedicab is a vehicle driven by an operator sitting on it. The person who has the legal title to a car is called the owner.

Traffic Laws

Typically, every state has its own set of motor vehicle laws which cover everything from the registration process to insurance requirements. The statutes also cover the types of vehicles that are covered by law. While some of these laws are fairly similar between states, some are very different. There are laws that limit the number of passengers that can be transported in a pedicab. There are laws that prohibit reckless driving in certain types of roads, including parking lot.

Any person who operates a motor vehicle in violation of these laws can face penalties and fines for violating these laws. Penalties could include being unable to drive or having your license suspended, or being required to go to traffic school.

One of the most important laws in a state regarding automobiles is that it governs the speed limits established on the roads. In New York, for example, it states that the speed limit for a commercial vehicle is similar to that of an automobile.

It also defines a "cherry hills village motor vehicle accident attorney vehicle" as any type of vehicle or other device that is driven mechanically and is used on a highway to transport property or people, or for other commercial reasons. It does not include trailers and semitrailers, coaches or house trailers, vehicles that run only on tracks or rails snowmobiles and all-terrain vehicle and motorized mobility aids used by people with disabilities and self-propelled hay harvesting or corn harvesting machines and tractor.

Insurance

A Raton motor vehicle accident attorney vehicle insurance policy is a contract between the insurer and insured that covers financial losses arising from liability for bodily injuries or property damage to a third-party arising from the ownership, operation, maintenance or the use of a covered vehicle. It can also cover physical damage to the vehicle. It must state the name and address of the named insured and the amount of coverage offered by the policy, the premium charged therefor, the period of effectiveness and the limits of liability. It should also include an agreement or an endorsement that states that the insurance coverage is in accordance with the coverage specific to bodily injury or death, as well as property damage.

The language used in the motor vehicle policy could be confusing for anyone, and Duncanville law firms usually recommend that an individual review a sample policy to fully be aware of the terms. One of the most common confusions is the definition of "motor vehicle". This phrase is found in numerous statutes that govern the registration of vehicles as well as financial responsibility laws.

A few examples of coverage under the motor vehicle policy are commercial automobile insurance for vehicles used in connection with commercial establishments, business work or occupations that are conducted for profit; auto liability insurance that covers MP and PIP, and uninsured motorist and underinsured motorist coverage (UM/UIM). A majority of states require drivers to carry this kind of insurance.

Permitted Use

If anyone other than an insured or family member drives your vehicle and gets involved in an accident, it's crucial to know how insurance coverage works in these circumstances. This is known as permissive use and the specifics of your policy could differ however, in general, most large car insurance companies provide this type of coverage.

It is important to remember that you are responsible for any damages caused by a driver with your permission. Permission may be expressed or implied but does not necessarily need to be in writing.

In determining if there is an implied permission, courts consider the relationship between the parties; their past conduct and raton motor vehicle accident attorney the use of the vehicle; and the circumstances surrounding the particular driving event in question. A court will also consider whether any restrictions were imposed on the permissive usage, and if even minor deviations from time, location and usage restrictions of the permission would violate of these limitations.

Remember that adding another driver to your car insurance is likely to increase your insurance premium higher, since it makes the car more risky to insure. Therefore, it is important to weigh your options carefully before lending your car to anyone else. Contact Jerry for a no-cost insurance quote and discuss the policy's terms.