Motor Vehicle Legal Terms

The laws that govern motor vehicles vary widely from one state to another. In general, laws assume that the vehicle was used by the owner's permission.

Laws that enhance penalties and making revocation automatic, or the targeting of social hosts have mixed effects on mortality rates. Mandatory education, alcohol treatment, vimeo and interlock devices have little effect.

Legal Definitions

State laws govern legal terms for motor vehicles. The various definitions used by the federal government for matters pertaining to national requirements for fuel efficiency and licensing standards for commercial vehicle drivers serve mainly for to serve administrative purposes, and are not applicable to states that determine their own registration classifications. The classifications of a vehicle determine if a driver needs an exclusive license to operate certain kinds of vehicles.

These state laws define terms such as "automobile," "light trucks" and many more. For instance light truck, it's any vehicle with an rated capacity of less than 7,500 pounds. This excludes panel delivery vehicles and pickup trucks. This is any vehicle or combination that is designed to carry passengers or property within its own structure. This includes manufactured homes and trailers.

A wheel chair conveyance is a device equipped with wheels, used primarily by people who are physically disabled and, are unable to walk as pedestrians. A moped is an automobile with only three wheels on the ground, and that travels at an maximum speed of 35 miles per hour.

A pedicab vehicle is one that is propelled by an operator who sits on it. The owner of a vehicle is the one who owns the legal title.

Traffic Laws

Typically, every state has its own set of motor vehicle laws that encompass everything from registration process to insurance requirements. These laws also address the types of vehicles that are covered by law. Some of these laws are identical across states, while others vary considerably. There are laws that limit the number of people that can be transported in a pedicab. There are laws that prohibit reckless driving in certain types of roads, such as parking lot.

If you break these laws, you can be punished with a fine and/or a penalty. The penalties vary from getting your driver's license revoked and being required to attend traffic school.

The law that governs speed limits on roads is one of the most important laws that a state has. In New York, for example it says that the speed limit for commercial vehicle is the same as that of an automobile.

The law also defines the definition of a "motor vehicle." This includes every description of a carriage or other device that is driven by mechanical power and utilized on a public road for the transportation of persons or property, or for any other commercial use. The law excludes trailers, semitrailers and coaches, all-terrain and snowmobile vehicles, motorized mobility assist devices used by disabled people and self-propelled corn as well as harvesting machines for hay.

Insurance

A lexington motor vehicle accident lawyer insurance policy for vehicles is a contract between the insurer and insured that provides insurance against financial loss due to liability for bodily injuries or property damage to a third party, arising from the ownership and operation, maintenance or the use of a covered vehicle. It may also protect physical damage to the vehicle. It must contain the name and address of the insured named, the coverage afforded by the policy, the cost that is charged, the period of the policy's effectiveness, and the limits of liability. It must also contain an agreement or a statement that the insurance provided is in conformity with the coverage described in the policy for injuries to the body, death or property damage and is subject to all the provisions of this chapter.

The wording in a motor vehicle policy can be confusing to the average person. Duncanville law firms typically suggest that individuals read the policy sample to fully comprehend the terms. One of the most frequent areas of confusion is the definition of the term "pacifica motor vehicle accident attorney vehicle." The phrase appears frequently in statutes that govern the registration of vehicles and financial responsibility laws.

Examples of coverages under a motor policy include commercial auto coverage for Vimeo automobiles that are used for commercial, business establishments or activities, employment, or occupations that are conducted for profit, and automobile liability coverage, which includes PIP MP,, and uninsured or underinsured driver coverage (UM/UIM). A majority of states require drivers to have this kind of insurance.

Permissible Use

If someone other than a named insured or a family member drives your vehicle and gets involved in an accident, it is important to understand how insurance coverage works in these situations. This is called permissive usage. The specific terms of your insurance policy might differ, but the majority of large car insurers offer this type of coverage.

However, it is crucial to note that a person driving your vehicle must have your permission for you to be held liable for any damages. Permission can be expressed or implied and does not typically have to be written.

In determining if there was implied consent, courts will examine the relationship between the parties, their previous behavior and the use of the vehicle and the circumstances surrounding a particular driving event. A court will also consider whether there were any restrictions placed on the scope of permissive usage, and if even a minor deviation from the time, location and use limitations of an initial permission would be in violation of these limitations.

Be aware that adding another driver to your insurance is likely to cause your insurance premium to go higher, since it makes the vehicle more risky to insure. It is important to weigh your options before giving your vehicle over to someone else. If you're not sure whether to include someone on your policy or not, contact Jerry to discuss the specifics of your insurance policy. Get a free quote.